RBI Grade B Current Affairs For Prelims and Mains Exam

Cracking the RBI Grade B Exam is not as easy as people think because this exam has a number of selection stages. Like written comes with two parts, Prelims and Mains and at last, Interview and Document verification.

As per the latest syllabus and exam pattern of the RBI Grade B Exam, there are many parts, but the current affairs and GK part is very important. GK, GS and Current Affairs play vital roles in this exam to score a good number.

According to last year’s question papers in the Prelims exam, General Knowledge questions were asked a total of 80 times in the Prelims exam. In all kinds of questions were found, like Static GK, Current Affairs, etc.

The syllabus of the RBI Grade B Current Affairs and General Knowledge is given below on You have to give more attention to secure good marks in this exam.

RBI Grade B Current Affairs Topics List

• RBI circulars, notifications, and monetary policy updates
• Banking mergers, FinTech partnerships, and Digital Rupee developments
• Budget & Economic Survey 2025 highlights
• Government schemes and recent launches in finance, MSME, and social sectors
• Inflation data, GDP forecasts, and fiscal deficit figures
• Major banking and finance news (repo rate, regulatory guidelines)
• Appointments of Union Ministers, RBI Governors, and heads of financial institutions
• India’s rankings in global indices (HDI, World Bank, IMF, etc.)
• Major national and international summits, agreements, and MoUs
• Recent sports achievements and awards
• Reports by NITI Aayog, RBI, World Bank, and global organisations
• Important days, books and authors, and obituaries
• Science, technology, and environmental news relevant to the economy.

Related these types questions will be asked in this exam.

RBI Grade B Current Affairs Questions Quiz

Question: Which cross-border fintech company received in-principle approval from RBI to operate as a Payment Aggregator (PA) for Cross-Border Export and Import activities in July 2025?
 A) PayPal
 B) EximPe
 C) BillDesk
 D) Wise
 Answer: B) EximPe

Question: In the third quarter of FY25, by what percent did India’s merchandise exports grow year-on-year (YoY), according to NITI Aayog’s ‘Trade Watch Quarterly’ report?
 A) 10%
 B) 3%
 C) 6.5%
 D) 15%
 Answer: B) 3%

Question: What is the base amount for settlement of maximum delay (1 year) in winding up under the VCF Settlement Scheme 2025?
 A) Rs 50,000
 B) Rs 75,000
 C) Rs 1 lakh
 D) Rs 2 lakh
 Answer: C) Rs 1 lakh

Question: India’s overall exports (merchandise and services) grew by nearly what percent year-on-year (YoY) in Q1 FY26?
 A) 4%
 B) 6%
 C) 11%
 D) 2%
 Answer: B) 6%

Question: Which two companies announced a joint wealth management venture in Japan, planning to manage JPY 10 trillion in assets within five years?
 A) SoftBank and SBI Holdings
 B) EximPe and SBI Holdings
 C) Sumitomo Mitsui Financial Group (SMFG) and SBI Holdings
 D) PayPal and SBI Holdings
 Answer: C) Sumitomo Mitsui Financial Group (SMFG) and SBI Holdings

Question: According to the NSO report, what was India’s rural and urban headline inflation rate in June 2025?
 Area
 Inflation Rate
 Rural: 1.72%
 Urban: 2.56%

Question: As per the Ministry of Commerce & Industry, what was India’s merchandise export value in June 2025?
 A) USD 67.98 billion
 B) USD 53.92 billion
 C) USD 35.14 billion
 D) USD 35.16 billion
 Answer: C) USD 35.14 billion

Question: The ADEETIE scheme’s total outlay is:
 A) Rs. 500 crores
 B) Rs. 1,000 crores
 C) Rs. 750 crores
 D) Rs. 1,500 crores
 Answer: B) Rs. 1,000 crores

Question: How many industrial clusters will the ADEETIE scheme initially cover in Phase 1?
 A) 14 clusters
 B) 60 clusters
 C) 100 clusters
 D) 24 clusters
 Answer: B) 60 clusters

Question: Under the ADEETIE scheme, what is the duration of implementation?
 A) 2023-26
 B) 2024-27
 C) 2025-28
 D) 2024-26
 Answer: C) 2025-28

Question: What was the Wholesale Price Index (WPI) inflation in June 2025?
 A) 0.39%
 B) -0.13%
 C) 1.72%
 D) 2.10%
 Answer: B) -0.13%

RBI Grade B Current Affairs Questions

Question: As per the RBI’s revised rules in July 2025, what is the collateral-free loan limit for Micro and Small Enterprises (MSE) and under PMEGP?
 a) ₹5 lakhs
 b) ₹10 lakhs
 c) ₹12 lakhs
 d) ₹15 lakhs
 Answer: b) ₹10 lakhs

Question: What is the collateral-free loan limit for agricultural and allied activities as per the RBI’s updated guidelines?
 a) ₹1 lakh
 b) ₹1.6 lakhs
 c) ₹2 lakhs
 d) ₹2.5 lakhs
 Answer: c) ₹2 lakhs

Question: What is the maximum Loan-to-Value (LTV) ratio cap for loans up to ₹2.5 lakh against gold and silver as per RBI’s tiered guidelines?
 a) 90%
 b) 85%
 c) 80%
 d) 75%
 Answer: b) 85%

Question: Which banks are not allowed to offer collateral-free loans to the MSME sector as per the RBI’s new norms?
 a) Scheduled Commercial Banks
 b) Small Finance Banks
 c) Regional Rural Banks and Co-operative Banks
 d) All the above
 Answer: c) Regional Rural Banks and Co-operative Banks

Question: What is the Priority Sector Lending (PSL) target for Regional Rural Banks (RRB) and Small Finance Banks (SFB)?
 a) 40%
 b) 50%
 c) 60%
 d) 75%
 Answer: d) 75%

Question: As of July 2025, how many Indian banks are linked to the UPI-PayNow system between India and Singapore?
 a) 6
 b) 13
 c) 19
 d) 25
 Answer: c) 19

Question: The UPI-PayNow payment system is known for being:
 a) The world’s first cross-border crypto platform
 b) The world’s first cloud-based, real-time cross-border payment system
 c) India’s only domestic transfer system
 d) Singapore’s nationalized payment gateway
 Answer: b) The world’s first cloud-based, real-time cross-border payment system

Question: Which institution launched ‘NIVARAN’ and ‘RuralTech CoLab’ on its 44th Foundation Day in July 2025?
 a) RBI
 b) NABARD
 c) SEBI
 d) IRDAI
 Answer: b) NABARD

RBI Grade B Current Affairs Questions

Question: What is ‘RuralTech CoLab’ launched by NABARD?
 a) A digital classroom programme for rural schools
 b) An open digital innovation platform for rural-centric technology
 c) NABARD’s international remittance service
 d) A co-operative marketing scheme for farmers
 Answer: b) An open digital innovation platform for rural-centric technology

Question: In July 2025, the IRDAI-appointed panel recommended a ban on mergers between which types of companies?
 a) Insurers and non-insurers
 b) Only life insurers
 c) Only non-life insurers
 d) National and foreign insurers
 Answer: a) Insurers and non-insurers

Question: Which Taiwanese bank in July 2025 proposed to set up an International Financial Services Centre Banking Unit (IBU) at GIFT City, Gujarat?
 a) Taipei Fubon Commercial Bank
 b) CTBC Bank
 c) Mega International Commercial Bank
 d) E.SUN Commercial Bank
 Answer: b) CTBC Bank

Question: According to the OECD-FAO Agricultural Outlook 2025–2034, what percentage of global cereal production will be used for biofuels and industrial uses by 2034?
 a) 10%
 b) 20%
 c) 27%
 d) 40%
 Answer: c) 27%

Question: Which three countries are cited as key drivers for global biofuel demand growth by the OECD-FAO Outlook?
 a) India, Brazil, and Indonesia
 b) India, China, and Russia
 c) Indonesia, China, and USA
 d) Brazil, USA, and France
 Answer: a) India, Brazil, and Indonesia

Question: In July 2025, the Cabinet Committee on Economic Affairs enhanced which power company’s delegation of invest power up to ₹20,000 crores?
 a) BHEL
 b) NTPC Limited
 c) Power Grid Corporation
 d) NHPC
 Answer: b) NTPC Limited

Question: Who was recognised as India’s highest-paid banker in FY25, and what was his total salary?
 A. Sashidhar Jagdishan; ₹12.08 crore
 B. Ashok Vaswani; ₹9.11 crore
 C. Amitabh Chaudhary; ₹5.54 crore
 D. V. Vaidyanathan; ₹9.96 crore
 Answer: A. Sashidhar Jagdishan; ₹12.08 crore

Question: Which bank’s CEO was the highest-paid bank chief in India for FY25, and what was the compensation?
 A. HDFC Bank; ₹12.08 crore
 B. Kotak Mahindra Bank; ₹12.95 crore
 C. Axis Bank; ₹9.11 crore
 D. IDFC First Bank; ₹5.54 crore
 Answer: B. Kotak Mahindra Bank; ₹12.95 crore

Question: Who emerged as the highest-paid banker in India in FY25, only after Ashok Vaswani?
 A. Amitabh Chaudhary
 B. Sashidhar Jagdishan
 C. V. Vaidyanathan
 D. Sandeep Bakshi
 Answer: B. Sashidhar Jagdishan

RBI Grade B Current Affairs Questions

Question: According to the Annual Report 2025, which company’s CEO received a salary of Rs 12.08 crore and ESOPs worth over Rs 42.4 crore?
 A. HDFC Bank
 B. Axis Bank
 C. ICICI Bank
 D. SBI
 Answer: A. HDFC Bank

Question: Which bank was adjudged the World’s Best Consumer Bank for 2025 by Global Finance magazine?
 A. HDFC Bank
 B. ICICI Bank
 C. Kotak Mahindra Bank
 D. State Bank of India (SBI)
 Answer: D. State Bank of India (SBI)

Question: As of March 2025, approximately how many customers does SBI cater to?
 A. 24 crore
 B. 34 crore
 C. 52 crore
 D. 62 crore
 Answer: C. 52 crore

Question: What is the CASA (Current Account Savings Account) ratio of SBI as mentioned for March 2025?
 A. 33.67%
 B. 39.97%
 C. 44.12%
 D. 53.82%
 Answer: B. 39.97%

Question: Which two Indian women were listed in Forbes’ 50 Richest Self-Made Women on Earth in 2025?
 A. Nita Ambani and Kiran Mazumdar Shaw
 B. Falguni Nayar and Kiran Mazumdar Shaw
 C. Roshni Nadar and Savitri Jindal
 D. Indra Nooyi and Vinita Bali
 Answer: B. Falguni Nayar and Kiran Mazumdar Shaw

Question: The DoP signed an MoU with which organisation to streamline KYC verification for Mutual Fund investors?
 A. RBI
 B. AMFI
 C. SEBI
 D. IRDAI
 Answer: B. AMFI (Association of Mutual Funds in India)

Question: Under the MoU between DoP and AMFI, how many post offices will offer KYC verification services?
 A. Around 10,000
 B. Over 50,000
 C. Over 1.64 lakh
 D. 2 lakh
 Answer: C. Over 1.64 lakh

Question: Who was appointed as the Chairperson of the National Financial Reporting Authority (NFRA) in July 2025?
 A. Ajay Bhushan Pandey
 B. Ravneet Kaur
 C. Nitin Gupta
 D. Smita Ghingran
 Answer: C. Nitin Gupta

Question: Who is the newly appointed CEO of Kotak Mahindra Bank as of January 1, 2024?
 A. Sashidhar Jagdishan
 B. Ashok Vaswani
 C. Amitabh Chaudhary
 D. Challa Sreenivasulu Setty
 Answer: B. Ashok Vaswani

Question: What is the primary duty of the National Financial Reporting Authority (NFRA)?
 A. Monitor inflation
 B. Recommend and monitor accounting and auditing standards
 C. Issue currency
 D. Regulate the insurance sector
 Answer: B. Recommend and monitor accounting and auditing standards

Question: What is the combined net worth of the world’s 50 richest self-made women in Forbes’ list 2025?
 A. USD 38.8 billion
 B. USD 76 billion
 C. USD 276 billion
 D. USD 1 trillion
 Answer: C. USD 276 billion

RBI Grade B Current Affairs Questions

Question: What was the estimated net worth of Falguni Nayar, as per Forbes 2025?
 A. USD 2.2 billion
 B. USD 3.4 billion
 C. USD 4.8 billion
 D. USD 6.1 billion
 Answer: B. USD 3.4 billion

Question: Which company received SEBI’s approval to launch a mutual fund business in July 2025?
 a) Aurum PropTech
 b) The Wealth Company Asset Management Holdings Pvt Ltd
 c) Jio Financial Services Limited
 d) Bharat Earth Movers Limited
 Answer: b) The Wealth Company Asset Management Holdings Pvt Ltd

Question: As of July 2025, approximately how many Asset Management Companies (AMCs) are operating in India’s mutual fund industry?
 a) 25
 b) 36
 c) 48
 d) 50
 Answer: d) 50

Question: What is the estimated value of India’s mutual fund sector as of July 2025?
 a) Rs. 42.3 trillion
 b) Rs. 74.41 trillion
 c) Rs. 64.5 trillion
 d) Rs. 54.6 trillion
 Answer: b) Rs. 74.41 trillion

Question: Which company received SEBI approval to launch India’s first listed Small and Medium Real Estate Investment Trust (SM-REIT)?
 a) JFSL
 b) The Wealth Company
 c) Aurum PropTech Limited
 d) Coal India Limited
 Answer: c) Aurum PropTech Limited

Question: What is the name of the SM-REIT scheme approved for Aurum PropTech?
 a) AMSA SM REIT Investment Trust
 b) DXB SM REIT Investment Trust
 c) PROPT SM REIT Investment Trust
 d) INDAUR SM REIT Investment Trust
 Answer: a) AMSA SM REIT Investment Trust

Question: The new SM-REIT framework mainly allows retail investors access to which type of assets?
 a) Residential apartments
 b) Agricultural land
 c) Income-generating commercial properties
 d) Gold reserves
 Answer: c) Income-generating commercial properties

Question: Jio Financial Services Limited signed a 50:50 reinsurance JV agreement with which global group in July 2025?
 a) Swiss Re Group
 b) Allianz Group
 c) Berkshire Hathaway
 d) Prudential Plc
 Answer: b) Allianz Group

Question: What is the main goal of the JFSL-Allianz reinsurance joint venture in India?
 a) Promote foreign direct investment
 b) Invest in government infrastructure
 c) Expand access to insurance and support ‘Insurance for All 2047’
 d) Launch public provident funds
 Answer: c) Expand access to insurance and support ‘Insurance for All 2047’

Question: Under the India-EFTA Trade and Economic Partnership Agreement (TEPA), how much is EFTA expected to invest in India over the next 15 years?
 a) USD 10 billion
 b) USD 20 billion
 c) USD 50 billion
 d) USD 100 billion
 Answer: d) USD 100 billion

Question: The TEPA agreement between India and EFTA is set to come into force in which month?
 a) July 2025
 b) August 2025
 c) October 2025
 d) December 2025
 Answer: c) October 2025

Question: Switzerland ranks as which largest investor in India, according to the July 2025 report?
 a) 4th
 b) 8th
 c) 10th
 d) 12th
 Answer: d) 12th

Question: In July 2025, which company secured an order worth Rs.185.65 crore from the Ministry of Defence for supplying PAT bulldozers?
 a) Coal India Limited
 b) BEML (Bharat Earth Movers Limited)
 c) Aurum Ventures
 d) Bharat Electronics Limited
 Answer: b) BEML (Bharat Earth Movers Limited)

RBI Grade B Current Affairs Questions

Question: Which state in India became the first to grant agricultural status to livestock and poultry farming in July 2025?
 a) Karnataka
 b) Maharashtra
 c) Punjab
 d) Haryana
 Answer: b) Maharashtra

Question: What is the maximum interest subsidy provided on project loans for livestock farmers under the new Maharashtra policy?
 a) 2%
 b) 3%
 c) 4%
 d) 5%
 Answer: c) 4%

Question: Which organisation released the Global Findex Report 2025, which states that India has maintained 89% financial account ownership?
 A. World Economic Forum
 B. Asian Development Bank
 C. World Bank
 D. Reserve Bank of India
 Answer: C. World Bank

Question: According to the Global Findex Report 2025, what percentage of Indian adults made or received a digital payment in the past year?
 A. 23.1%
 B. 16%
 C. 48.5%
 D. 77.5%
 Answer: C. 48.5%

Question: What is the inactivity rate (non-usage of accounts in the past 12 months) among account holders in India as per the World Bank’s Global Findex Report 2025?
 A. 6%
 B. 16%
 C. 23.1%
 D. 35%
 Answer: B. 16%

Question: The Reserve Bank of India granted Scheduled Bank status in July 2025 to which payments bank?
 A. Fino Payments Bank
 B. Jio Payments Bank
 C. Airtel Payments Bank
 D. NSDL Payments Bank
 Answer: D. NSDL Payments Bank

Question: Which section of the RBI Act, 1934, was used to include NSDL Payments Bank in Schedule II, granting it Scheduled Bank status?
 A. Section 24
 B. Section 45A
 C. Section 42(6)(a)
 D. Section 56
 Answer: C. Section 42(6)(a)

Question: To qualify as a Scheduled Bank in India, what is the minimum paid-up capital required?
 A. Rs 1 crore
 B. Rs 10 crore
 C. Rs 100 crore
 D. Rs 5 lakh
 Answer: D. Rs 5 lakh

RBI Grade B Current Affairs Questions

Question: In July 2025, the Asian Development Bank granted a loan of approximately how much to Tripura for developing infrastructure in industrial areas?
 A. Rs 500 crore
 B. Rs 975 crore
 C. Rs 1,500 crore
 D. Rs 2,000 crore
 Answer: B. Rs 975 crore

Question: Which entity was penalised Rs 2 lakh by the Reserve Bank of India for non-compliance with the management of advances guidelines for Urban Cooperative Banks in July 2025?
 A. Laxmi Vishnu Sahakari Bank
 B. Mandvi Nagrik Sahakari Bank
 C. Sarvodaya Nagrik Sahakari Bank
 D. Thane District Central Co-operative Bank
 Answer: B. Mandvi Nagrik Sahakari Bank

Question: Laraware launched India’s first fully AI-driven fintech platform in July 2025. What is its name?
 A. FinAI
 B. NextBank
 C. Nxtbanking
 D. DigiFin
 Answer: C. Nxtbanking

Question: The Reserve Bank of India approved Currant Sea Investments B.V. to acquire a 9.99% stake in which Indian bank in July 2025.
 A. ICICI Bank
 B. Bandhan Bank
 C. IDFC First Bank
 D. Yes Bank
 Answer: C. IDFC First Bank

Question: The Government of India’s recent consolidation drive reduced the number of Regional Rural Banks (RRBs) from 196 to 28 under which policy?
 A) One Nation-One Bank Policy
 B) One State-One RRB Policy
 C) Digital India Banking Initiative
 D) Rural Banking Expansion Scheme
 Answer: One State-One RRB Policy

Question: During which financial year did the government bring down the number of RRBs to 28 under the latest phase of amalgamation?
 A) FY21
 B) FY22
 C) FY25
 D) FY27
 Answer: FY25

Question: What is the shareholding pattern among Central Government, sponsor banks, and State Governments in Regional Rural Banks (RRBs)?
 A) 40:40:20
 B) 33:33:34
 C) 50:35:15
 D) 60:25:15
 Answer: 50:35:15